Financial Transformation Group is a partnership of three financial professionals, Barbara Stetzko, Jim Hough and Fernando Romero. Barb works in the Brooksville and Crystal River area. Jim and Fernando are both located in Brandon. These three have known each other for years. They share the same philosophy about client service and meeting clients’ needs. Very importantly, we are all process focused, not product focused.
Why we are a team?
Collectively, Barb, Jim and Fernando have over 100 years’ experience in the financial planning industry. Including staff, we have over 150 years’ experience. There have been many changes in the business during our years. Those changes–in product, in tax code, in estate planning applications, in processes and especially in regulatory requirements–have been huge. By joining together, we can better serve clients and offer more to our clients than we can individually. All the members are long-term in this business. We enjoy, and want to maintain, a long-term relationship with our clients. We are currently seeking younger advisors that we can groom to carry on the service level and commitments we have made to our clients. Our larger group will make it easier to attract younger advisors to join the group and grow with us.
Each office is its separate name and identity, but the three offices will become proud members of THE FINANCIAL TRANSFORMATION GROUP. You will see the new name on various documents and office mail.
Our Promise to You
Please know that nothing is changing in our relationship with you. You are still the most important reason we exist as a financial office. The changes we are making will give even greater opportunity and flexibility to serve you. We can offer you, family and friends the best in financial planning service and look forward to serving you for years to come.
Our Process
There is no one size fits all approach when it comes to planning your financial future. We work with you to understand where you are at and what your dreams are so we can make and implement a plan that meets your goals. Our process includes these steps.
Whether your goals include retirement, education or a major purchase like a second home, we begin with what’s more important to you. We determine your time line and, we let you dream. We then make your dream clear; clarify, identify, plan, and look at all the options. Then we look at your details.
Collecting and using the right data sources is crucial to the success of personal or business analysis and planning. Accuracy and timing make all the difference in which facts are included in a financial plan. Then it’s time to create a blueprint.
A financial plan is a comprehensive picture of your finances, goals, and the strategies you will set to achieve those dreams. Good financial planning should include details about the important elements of your financial life. Now it’s time to take action.
Without implementation, financial plans have no value. Together with our clients we implement the plan, take action, and measure your accomplishments regularly.
It would be impossible to determine if clients are making progress to meet their goals without monitoring. Our clients have access to us when they need us, but we believe frequent reviews help our clients reach their goals. Our Commitment; We place our client before ourself, we deliver what we promise, we take pride in all we do, we find a better way, we act as a fiduciary, and we respect the individual.